The AMEX Platinum Card
The premium travel card with extensive benefits, but a higher fee. Best if you travel frequently and can maximize the credits.
Great for freelancers too; you can register under your name instead of a formal company!
This page focuses on the private AMEX Platinum Card. A business version with different credits and benefits is also available, but not covered here.
Key Details
URGENT: Historic Bonus Ending November 10, 2025
The current 85,000 point welcome bonus is near all-time high (only exceeded once in late 2020 at 90K). This offer expires November 10, 2025 and may not return to this level for years. If you’ve been waiting, this is the time to apply!
- Fee: €60/month (€720 annually).
- Welcome Offer (through Nov 10, 2025): 85,000 Membership Rewards® points after spending €10,000 in the first 6 months. This is nearly 3x the May 2025 offer!
- Earning Rate: 1 MR/€1. Activate Turbo Program for 1.5 MR/€1 (cost €15/year).
The AMEX Platinum Card is at near all-time high bonus!
The current welcome bonus of 85,000 Membership Rewards points (through November 10, 2025) is near the all-time high - nearly triple the May 2025 offer of 30,000! Combined with the Gold card bonus (50K-55K), a household can earn 135,000-140,000 points from welcome bonuses alone.
If the Platinum Card is the right fit for your travel style, I’d be incredibly grateful if you considered using my personal referral link below. It helps support this guide!
Thank you so much for your support! 🥺
Card Cycling with the Amex Platinum:
1. Sign up for Platinum during high bonus period (current: 85,000 through Nov 10, 2025)
2. Cancel after 12 months
3. Sign up for the free Amex Payback card to not lose your MRPs
3a. OR Sign up for the Gold card to not lose your MRPs and lock in its sign-up bonus
4. Sign up for Platinum again after 18 months break for a fresh sign-up bonus*
*If you have a partner, you can alternate sign-ups to avoid the 18-month wait. You can essentially have 4 cards (2 Platinums + 2 Golds) rotating every 12 months.