Use points and miles wisely in Germany
This portal gives you a clear path through credit card points and frequent-flyer programs in Germany. Choose the section that matches your current question. You do not need to start with a credit card or wait for a promotion.
Ready to check a product’s current terms?
Choose the earning system first. These are referral links, so use them only after the regular cost and the product’s fit make sense for you.
Choose the right American Express path
Gold is usually the lower-commitment way to collect Membership Rewards. Platinum is only worth a look when its higher fee, any displayed qualifying spend and repeated lounge use genuinely fit your normal travel. Start with the decision, then check the live terms.
Check current Gold Card terms through our referral
Advertisement: personal referral link. We may receive referral points if your application is approved. The terms shown by American Express control.
If Platinum is the result of the comparison, use its live terms—not an old bonus or benefit list.
Check current Platinum Card terms through our referral
Advertisement: personal referral link. We may receive referral points if your application is approved. The terms shown by American Express control.
Miles & More mileage protection
If protecting an existing Miles & More balance or earning miles through normal Mastercard spend is the job, compare the Blue and Gold cards before applying.
Check current Miles & More Card terms through our referral
Advertisement: personal referral link. We may receive miles if your card is successfully issued. The issuer's current terms and displayed offer control.
Revolut for an account and debit card
Revolut is relevant only when its account and foreign-exchange features fit your normal use; it is not a substitute for a credit card.
Check current Revolut account terms through our referral
Advertisement: personal referral link. We may receive a referral reward if you complete the provider's qualifying steps. The terms shown by Revolut control.
Find your starting point
- You are new to points and miles: First review the available earning methods and ground rules.
- You are considering a card: Compare fees, acceptance, the earning currency and your realistic use in the credit card guide.
- You already hold points: Use the program overview to identify where they sit, whether they can be transferred and which rules apply first.
- You are planning a trip: Start with the destination, then use the redemption hub to compare programs, availability and cash charges.
No suitable live offer? The fundamentals still apply: define the goal, check ongoing costs, keep points flexible and transfer only after checking a bookable award. Time-sensitive entries live separately under current verified offers.
A practical order
- Decide what you want your points or miles to achieve.
- Check which programs serve that goal and which restrictions apply.
- Compare earning methods by total cost, not only by a possible bonus.
- Transfer flexible points only after checking the specific redemption.
If you prefer a short guided introduction, start with the quick-start guide.